These Terms of Use ("Terms of Use") are made between NAV India, the operator of navbackoffice.com (the "Website") and you ("You" or "User") and governs User's use of the Website. You may access the Website only pursuant to the terms and conditions contained in the Terms of Use.

Acceptance of Terms
By accessing or using the Website, You agree to these Terms of Use.

Changes to Terms of Use
NAV reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is Your responsibility to check these Terms of Use periodically for changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.

Use of Content
The content on the Website (the "Content") is owned by NAV India. Content is provided solely for general informational purposes. You agree to access and use the Content in accordance with these Terms of Use and applicable law. You further agree not to modify, transfer, sell, assign, resell, license, sublicense, lease, reproduce, display, distribute or otherwise use the Content or any derivative of the Content for any commercial purpose.

You are prohibited from misusing the Website or Content by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. Any attempts to gain unauthorized access to the areas of the Website that are restricted to general public, the serves on which the Website and the Content are stored or any server, computer or database connected to the Website and any attacks against the Website are strictly prohibited.

Disclaimers
NAV MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. NAV EXPRESSLY DISCLAIMS ANY REPRESENTATIONS THAT: (I) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (II) ANY INFORMATION OBTAINED THROUGH OR FROM THE WEBSITE WILL BE ACCURATE OR RELIABLE; (III) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY USER THROUGH OR AS RESULT OF OBTAINING THE INFORMATION ON THE WEBSITE WILL MEET EXPECTATIONS.

NAV DOES NOT GUARANTEE THE ACCURACY, TIMELINESS OR COMPLETENESS OF THE INFORMATION PUBLISHED ON THIS WEBSITE AND RESERVES THE RIGHT TO CHANGE IT WITHOUT NOTICE. NAV DISCLAIMS LIABILITY OR RESPONSIBILITY ARISING FROM ANY USE OR INTERPRETATION OF, OR RELIANCE UPON INFORMATION PUBLISHED ON THE WEBSITE.

Limitation of Liability
NAV WILL NOT BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO THOSE CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OF TRANSMISSION, COMPUTER VIRUS, OR SYSTEM FAILURE. IN NO EVENT SHALL NAV BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR RELATING TO THE USE OF THIS SITE OR THE COPYING OR DISPLAY OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT NAV WAS ADVISED OF OR AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING DISCLAIMER OF LIABILITY IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTON, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER THEORY.

Privacy Policy
You agree to accept NAV's Privacy Policy accessible at: http://www.navbackoffice.com/Privacy-Policy.

Governing Law
The construction and interpretation of these Terms of Use and the enforcement of all disputes arising out of, relating to or in connection with the subject matter of these Terms of Use shall be governed by the laws of Illinois without regard to conflicts of law rules.